Growing need for dental insurance according to financial test Stiftung Warentest tests vacuum cleaners, camcorders, refrigerators and even insurance. Every year again and dental insurance. Correctly determined that the demand more and more increasing for dental insurance, because the statutory funds assume less and less. It is also true that the insurance must necessarily be completed before a treatment is applied. In the new test in the may issue of financial test distinction is made between insurance like life insurance it age provisions are made, the contribution is incremented only for premium adjustments, and depending on the insurance contribution varies also with the age. Of this year’s test clearly shows that it’s always, what the emphasis when you only sent enough chooses the criteria, can rates first appear, rub the eyes where experts. The market of dental insurance is just because the demand is in motion. So it may of course happen that new tariffs not yet compared occur as the new fare of Continentale (CEZP) or Alliance (740).
Missing criteria, such as z.B bone reconstruction with implants, which is necessary for many implant restorations, are serious and if it is not, the equity rises. Stiftung Warentest sets the tariff of the Hanseatic League mercury in the first place, but at the dental implant treatments do not, that the bone structure is not insured. It is even more serious that the Hanseatic League a thing cost list has integrated mercury in their insurance conditions, which benefits may reach not the promised 90% including statutory fund, there are ceilings for certain treatments. This was not taken into account. The tariff is EZ + HTS + EZP by Hanse Merkur sure no poor fare, but from this point of view on the first place to put it, is not comprehensible. Next is to take into account that this tariff has a fairly low sum limit in the first 4 years if there are in the first years to Dentures cost comes, are here quickly reached the limits. This is even more extreme at the other winners, the ERGO direkt.
This can be settled in the first 4 years maximum of 1000. Possibly you need within the first 4 years an implant that is then the time at which one no longer understands the recommendation by Stiftung Warentest. Tests and comparisons are important, especially in the area of dental insurance, because it is almost impossible for the uninitiated to compare the subtleties. There are however some portals on the Internet, that make this responsible, as a financial test.