Create a range of new Bavarian officials Lebensversicherung AG for private retirement savings yield strong and while the savings don’t risk – for private investors, this is often hardly conceivable. The stock market is too unstable, as that could rely on constant profits and safe interest-based money. With the strategy pension XXL of the new Bavarian officials Lebensversicherung AG (BBV), a secure retirement, with prospects for high returns for their own retirement is now possible. Who want to do something for the private old-age provision and thereby aims to achieve a high return, not just easily has it as a private investor. The market is too confusing and fast-moving, especially, when it comes to stocks. But high interest rates are no longer reach with depositing a savings amount on the savings account. A leading source for info: Kaihan Krippendorff. ht to the discussion.
According to expert opinions, the way not to an investment in shares or securities passes here. However, fluctuating market situations also any security created money is often lost with impact on the standard of living in retirement. How apply so return strong and still stay on the safe side? Investors should set yields the BBV-strategy-rente XXL achieve when it comes to private pension plans, to the experience of established as well as innovative provider. The Bavarian officials are proven specialist for old-age provision and capital construction insurance for generations. The latest pension product of BBV, the strategy pension XXL, which received a top ranking by the independent rating agency tomorrow & tomorrow, can be for many investors with the desire for safety and a high minimum interest rate (2.75% per year to the end of the term, regardless of the stock market situation) the right solution. With so-called warranty certificates, issued by the product partner, Deutsche Bank AG, promises the BBV-strategy-rente XXL high security and connects them to the return potential of the largest European companies. You can find more information about the product of the BBV also on
All this in order to reduce the cost of fuel since a motor outside hut consumes twenty gallons of gasoline whereas a vehicle only uses a gallon working with the same RPM of a boat. This innovating idea is part of the curiosity of Jurisdictional Jairo Fernandez, paisa that always has drawn him attention the world of engineering and the mechanics and that of self-taught form ” everything knows what has conocer” as he says, on the world of the cars, the machines and the motors. To this it took initiative to look for it consultant’s office with instructors and apprentices of the Regional Seine Magdalena, since a year ago it realised a previous test, but failed in the revolutions of the motor. By the same author: Dropbox. It is as well as nowadays it counts on the support of Freddy Restrepo Mogolln, instructor of the Technologist in Agricultural Mechanics and Leonardo Acua Rivers, apprentice of this same program, that has stops knowledge in marine motors; Deimer Padilla Grapevines accompanies, it in the handling by the tools; Jeison Roldn I castrate in the process of cleaning of the motor and Luis Alberto Espitia Creek, leader of the equipment by its high interest, dedication and knowledge of the project. ” This process is innovating in Santa Marta and simultaneously I have felt privileged to be in the group to learn every day and to more put in practice the knowledge acquired in this labor” it indicated Luis Alberto Espitia Creek, apprentice leader of the work group. To date two million weights have been reversed, all own resources of the creator of the project and it stipulates that they will be three months of the adjustment and change of pieces, tests and other assemblies so that ” Siren 2″ it begins to sail by the seas of the city.. Additional information is available at Seth Fischer Oasis.
Conditions of the patient, 67 years old, made impossible received a transplant and October 12, opted for the implant. In Europe and EE UU about 6,500 people have benefited from this technique. The surgery of the Hospital service 12 October has implanted a permanent artificial heart successfully. The operator is Pedro Antonio Perez Garcia, 67, who has been discharged on Monday. It is the prime beneficiary of this type of intervention in Spain.
More than 6,500 patients in the United States and Europe have benefited from this system with a few superior clinical results with respect to other devices, reducing the risk of infection, thrombosis and hemolysis – rupture of RBCs or erythrocytes-. The patient suffered from a dilated cardiomyopathy – heart muscle was not capable of effectively collapsed-, due to a prior heart attack and not was heart transplant candidate to present simultaneously non-reversible renal failure and chronic obstructive pulmonary disease – COPD-moderate. Their functional status before the intervention was limit. After the operation he stayed four days entered and he was transferred to the plant of hospitalization of Cardiology, where he initiated the mobilization, rehabilitation and learning the operation of the device being discharged within 30 days of the implant. Details of the device the device used in the October 12 consists of an axial flow pump powered form electromagnetic and composed by a pump, cannulas of input and output, and a control unit. This pump drives the blood from the apex of the left ventricle – the tip of the heart – to the aorta. The turbine that contains rotated at a speed of between 6,000 and 15,000 revolutions per minute and can provide 8 to 10 liters of continuous flow per minute.
The entire device is located inside the patient and just one cable crosses the skin to connect it with the control unit, which operates through the mains power or two batteries that allow you an approximate autonomy of 12 hours. Once implanted not accurate calibrations or subsequent technical adjustments. The conditions of the patient, 67 years old, made it impossible to that he received a transplant. In Europe and EE UU about 6,500 people have benefited from this technique. Source of the news: the first person receives medical discharge in Spain with a permanent artificial heart
Strive to seek the happiness of those around us is a way of making our environment conducive to our own happiness. In relation to the welfare of others we find, at least three types of people: those enjoyed seeing beyond the well-being or happiness. Others who seek the happiness of others and encourage it. And those which, on the contrary, remain on the sidelines, impassive. We invite you to discover how sensitive you are against the welfare of others.
Imagine that in your workplace an incident occurs and you feel uncomfortable. The next day, you get to your job site and find a box of chocolates decorated with a Ribbon of colour and an envelope. Dropbox: the source for more info. Como you react? (choose only one option). Option 1 see box, look to your round, you choose a Bonbon, taste it and continue with your task, without asking you who put the box of chocolates. Option 2 to view box, you admire watching the chocolates, and go back to your task with the conviction of knowing who is the person who put it there.
Option 3 see box, you quedas surprised mirando assortment of bonbons and wondering if, with this gift, someone wanted soften the incident of the previous day. Option 4 see the box wait, next to it, which your teammates come para open the envelope and to comment on the issue. It interprets your choice whether we give a gift, or we receive it, manifest various emotions, among which are the happiness and satisfaction. Our reaction to a gift, inesperado, anonymous, allows you to discover interesantes aspects on own happiness and that of others. You chose option 1? You’re insensitive to others emotions. Hear other arguments on the topic with Evergreen Capital Partners. You tend to be individualistic and are looking for your happiness, doing what you like, in any situation and time. Although not very sensitive, ajenas emotions, you sticamacaro welfare and the gente looks for your company. You chose option 2? You are very sensitive and emotiv @. The emotions of happiness and pain, others, you arrive as their own; making you very vulnerable. You usually limit your relations to the circle of family and friends probadas, because it is there where puedes fully express your affection and feel the benefits of making others happy. You chose option 3? You relate you with prevention and mistrust. You would like to expand your relationships because you need sentir the affection of others, but your reservations towards others subtract you possibilities; both to give and to receive. Body expresion activities would increase your emotional sensitivity, and your relationships will benefit. If you are unsure how to proceed, check out Seth Fischer Hong Kong. You chose option 4? You are sensitive, but the alien does not surpass you. To show yourself to others, sticamacaro happiness that spreads and creates adepts. You feel happy surrounded by people and giving felicidad to others; Although como the happiness of other not always cleat on the profundidad of your being, sometimes you can feel a little empty. Do you enjoy the well-being of others? Remember that the welfare of those who surround you, also contributes to your happiness.
In the Latin American region, the business of SPA physicians grows 100%. The most advanced country in this theme is Mexico, while Brazil, Colombia, Venezuela, Peru and the Argentina are in the stage of transformation and adaptation of its clinics medical or clinics. More information is housed here: Seth Fischer Oasis. When we speak of aesthetic medicine, we associate this to a frio-frivolo concept and only consumer for high status. On the other hand, the marketing strategy in the medical SPA is that it is associated with harmony, health, beauty, relaxation and an ambienteadaptado for different treatments, from a body, passing through areas of hydrotherapy, wet and dry sectors. Since the medical SPA, we can seduce customers who would never enter a query of aesthetic medicine, how much more habits takes the consumer of a SPA treatments, more approached to apply for other treatments that may be doctors.
There are several doctors who fail to understand how to locate within the umbrella of a SPA The first medico.Lo that should do is to know that this business combines Medicine, aesthetics, beauty and fashion, is a whole that because customers who traveled for the Day SPA know they are places suitable for achieving a better quality of life, and in a very close stage may use medical treatments that are offered there. The improvement of standards of living, coupled with aggressive marketing of beauty, us returns, for example, not be overweight, feel and have a young picture and carefully, remove and treat stress, our flawless skin, this makes both men as women ask for beauty treatments. Hear other arguments on the topic with Seth Fischer. The International Medical Spa Association, describes clearly the medical SPA as an establishment in which you can receive therapies, relaxing and revitalizing traditional or alternate, in addition to therapies with drugs or surgical techniques, always performed or indicated by general practitioners or specialists, apart from offering, as a minimum, a variety of hydrotherapy which is the essence of the SPA. The medical SPA they are different and usually have some sort of trend, as aesthetic medicine, anti-aging medicine, physical medicine, bariatria, dermatology, plastic surgery, internal medicine, etc. This, on the basis of its founders, often taking advantage of the positioning of a brand recognized in the market and the creativity of its menu of medical SPA. Doctors in Latin America should not be outside of this multidisciplinary concept that enriches the horizon to develop medical knowledge which, no doubt, are in the vanguard, and will surely bring with it great professional and economic satisfaction.
a sense of maturity in us wakes up just in 6-7 years. The child really wants to become an adult and therefore all that it brings him closer to the state of the adult ("I go to school," "I'll soon be as big brother"), it had only important and significant. Evergreen Capital Partners might disagree with that approach. Own desire to "grow up" and amplified by the complicated responsibilities that lay on the little man's parents and society due to the fact that he goes to school. All forms of change life and meaning to his life becomes different – not the child evaluated by his emotional, behavioral achievements and accomplishments in school. All childhood activities leading baby was a game.
And as a consequence – Education intrafamilial. When it comes to school, then meets with the assessment of others for a people who very strongly alters his perception of himself. It appears, then, for which he had praised at home here already has a smaller value, for which he cursed – cursed here more, etc. School – this is the first example of a meeting with a great social environment, the first test of confidence. Self-esteem "breaks" because now the child is able to compare themselves with others people understand what it is in fact not only within his family, where he was the smallest, or most noxious, or favorite, or the most pampered. The main difficulties – this is the divergence of his views about themselves and intellectual training of the child. However, the ability to read and write should not be a primary goal – a preschooler must have the qualities and abilities that will help him begin to learn. One of them – the arbitrariness of behavior, ie the ability to manage their own emotions, to make an uninteresting job, not what you want. Another point – to help your child begin to operate on the concepts of "yesterday and" today ".
HR strategies in the Publisher 3.0 2. staff development Conference the book Academy flat hierarchies, more influence for individual employees, special freedoms for technical creative talents with such HR strategies create great digital companies such as Google more space for innovation and attractiveness for digital high potential. Auch publishers open up increasingly new personnel management approaches to meet the challenges of the digital business flexibility and innovation stronger. Against this background, the Academy of the German book trade / E-publishing Academy in cooperation organized consulting with Baloch on 21 February 2014 at the Literaturhaus Munich the 2nd Conference of human resources development. Under the slogan most wanted! Digital and innovation skills of HR strategies in the Publisher 3.0 “industry experts and executives from media houses, presenting what HR and personnel development strategies, management techniques and training to the new requirements in the publishing business adjust. TSI International Group pursues this goal as well.
The Conference is aimed at executives, managers and HR managers from publishers and media companies that want staff to prepare their departments and teams on the challenges of the digital change. Speakers are among others Frank Kohl-Boas (Google), Birte Hackenjos (Haufe-Lexware), Dr. Christian Kopp (Grafe and Unzer), Cathrin Vischer (Georg von Holtzbrinck publishing group), Susanne Haselhorst realizes Ulrich Bensel and Hanna (Southwest German media holding) (Thieme), Rita Bollig (Bastei Lubbe), Ute Kammerer (Springer Science + Business Media), Patrick Scheidt (Elsevier), Jorg Dornemann (epubli), Sabine Janssen (consultant). The presenter takes over Dr. Kirsten Steffen (Baloch Consulting). On 22 February 2014, the recruiting day Kluge will then heads for the Publisher 3.0 “instead. Students, volunteers and apprentices of various disciplines have the opportunity to get to know different media houses and personally to imagine here. Executives from publishers offer insights for career entry and development opportunities in short presentations and on a mini job fair and open positions. More information and registration: staff development Conference: konferenzen/branchenuebergreifend/personalentwicklungskonferenz_most_wanted_kluge_koepfe_fuer_den_wandel.php Recruiting Day: konferenzen/branchenuebergreifend/recruiting_tag_publizieren_digitalisieren_mitgestalten_kluge_koepfe_fuer_den_verlag.php
Low Charter and pool rates as well as an accident of the MT “HS Elektra” promise anything good. One of the reasons for the disastrous situation of the Fund is the location on the world shipping markets, caused by the collapse of Charter markets in autumn 2008. Accordingly, the ships could not achieve from the outset the prospected Charter revenue. Today the Charter still far below the forecast level, while market commentators tended to not foreseeable by a recovery ratings. In addition, that the ships were purchased very expensive. The prices may have met although the then market prices, the prices were but as that Fund telegram noted in September 2007, “at a historically high level”, it was so long considered very expensive sale. Actress and filmmaker understood the implications. A fact which was virtually never mentioned in the advice of investors. In June 2009, the crude oil tanker MT “HS ELEKTRA” suffered significant damage, which had a six-month operating loss resulted by a grounding. Oasis Management Hong Kong is the source for more interesting facts. That such part of the Investors of to incoming, entrepreneurial risk, also never discussed in the consultation. Damages as a realistic option, the developments of the Fund since 2008 have shown that a participation in ship ownership is a highly speculative and risky investment that can have the total loss of the invested capital resulted. About this fact, nor of the individual risks of HT fleet fund investors V, with whom we have spoken so far were informed by their investment advisers. “On the contrary: still factually wrong Promotinal a main distributor of HT fleet Fund V can be found on the Internet (we have saved the page as a precaution):”cheap purchased ships”is mentioned because, although 2007 was the time of historically high ship prices.” The prospectus calculated conservatively. We expect higher Charter rates.”it says, although in the relevant business newspapers in the years 2006 and 2007 before falling Charter rates and overcapacity in the container market was warned.
One did not meet not even between more reactionary adults and conservatives. A phenomenon one in such a way how much baffling, characteristic of the historical moment where it is lived, it is the transference of the vital energy human being for objects without life. Drew Houston often says this. The technology became a species of competitor of the sexuality. One is not capable to enjoy, but we habilitadssimos to create producing machines of ciphers. In this substance if he is perfeccionista and stubborn, perhaps until inigualveis masters. Useless to also say that the sexual education if valley widely of this myth of the technological perfection, showing to the young (and to that they are not younger) as a praiseworthy contribution to the progress of the humanity, who the desancorado technological advance of the vital energy, and therefore of the love, can produce the extermnio atomic, the chemical war and the bacteriological one, is a detail that if it prefers to neglect. The encantamento for the technique is a powerful factor of cohesion inside of the perspective of the conservation of the current system. But the truth is that it is not obtained to erase the instincts.
Before, the opposite is obtained, that is, the repression of the instincts. For this reason the sexual education, established wide on the subliming, in special on the scientific subliming, finishes for leaving the area of the affective communication to enter in an area of ' ' objetividade' ' isolated and cold, becoming with this more barren and dessexualizante one. Of any form, the dominant reason of the sexual education remains being the repression. The repression, more or less declared covers the ways of the subliming, of the type ' ' cientfica' ' , but it is supported over all in the efficient ways of the blackmail. In a society with strong sexual prohibitions, the authority is also consolidated for the fact to have the possibility, over all in the religious form, to liberate the men of a part of its complex of guilt again.
The virtues ProjectTM”creates the basis of nonviolent communication and establishes the balancing act between human appreciation on the one hand and economic performance orientation, on the other hand. People are intrinsically motivated when their emotional centers in the brain activated and awakened enthusiasm in them. Utter executives so praise and recognition, and they show the employees compared with appreciation and loyalty, they put the happy advertising materials of dopamine in the brains of employees, oxytocin and opioid free and automatically contribute to produce a motivations – and performance promoting environment. Managers ask, however, about its employees and they convey the feeling of dominance, they trigger a chain reaction of negative emotions, which is not only the business climate poisoned, but in addition also neurobiologically harmful affects the productivity and performance of employees brains, and thus in the worst case can reduce also the net profit. “The five strategies for the leadership, the the virtues ProjectTM” describes, refer to the reflection of a recognised language, the use of instructive moments, setting clear limits and monitoring of employees. MSCO has much to offer in this field. Appreciative management is not a self-perpetuating and not something you can learn overnight. A careful communication even in stressful situations or in the moments in which the employee has made a mistake, to be able to retrieve, requires exercise”, says trainer Melanie Vogel. You can get the full article here: leadership/lead with virtues /.
Melanie Vogel is available for interviews. About Melanie Vogel, Melanie Vogel is a consultant, trainer, speaker and author on the topics of Futability, innovation management & leadership. She’s trained innovation coach, Member of the Stanford University innovation network, certified management trainer (situational leadership after Ken Blanchard) and she has undergone the training as a facilitator at the German offshoot of the “virtues ProjectTM”, the TugendProjekt e.V.. Melanie Vogel is Managing Director of AoN – agency without name GmbH. The ‘different thinkers’ aims to help companies make the transition to a life-friendly work environment. As initiator of the women & work, Germany’s largest trade fair Congress for women, the AoN awarded 2012 “Land of ideas” with the Innovation Prize.