BVMW Survey

Entrepreneurs complain about lack of liquidity and poorer credit conditions Berlin, July 7, 2009 “The middle class is in a credit crunch and therefore expected a clear comprehensive signal from the Federal Government.” The President of the Association explained that SMEs (BVMW), Mario Ohoven, at the launch of a recent business survey for the Bundestag election. The medium-sized companies assess their own business situation currently mostly positive, but suffer from lack of liquidity in increasingly then complain about worsening credit conditions of their banks. A total of 1,503 entrepreneurs and entrepreneurs took part in the representative survey of the BVMW in the period from 16 June to 6 July. Nearly three quarters, nearly 73 percent, to review their current business situation as satisfactory or better, 83 percent expect a further improvement in 12 months. Significantly worsened the liquidity situation as compared to the previous year, however, has for almost every second medium-sized companies (46.7 percent).. For 38.4 percent of the company, credit conditions have become worse in the past four months, nearly 79 percent set in the future on the financial gains to strengthen their capital bases. 93.1 percent of small – and medium-sized enterprises have not benefited from the stimulus packages of the Government so far.

No KfW funding were also offered by the Bank in connection with a financing of the overwhelming majority of companies (88.3 percent). Ohoven President of the Mittelstand said in this context for a temporary suspension of the principle of local bank. “The Federal Government must make if necessary the banks law emphatically, to fulfill their core task, namely to provide SMEs with loans.” Fiscal policy the medium-sized business owners a tax exemption for re-invested profits attach the greatest importance to the safeguarding of liquidity, followed by the disclaimer on the taxation of profit independent elements in the trade tax. Ohoven urged tax cuts as a result of the business survey broad front: flattening of the medium-sized belly income tax, abolition of the inheritance tax, reduction of VAT by three percentage points, gradual degradation of the solidarity surcharge until 2013. For that there are financial margins, despite record debt of middle-class President emphasized. er’>Andy Florance and gain more knowledge..

Around 70 percent of medium-sized companies expect the SME-friendly policy from a coalition of CDU/CSU and FDP after the Bundestag election, some over eight percent don’t want to go to the election. This includes Ohoven: “I can only hope that the policy correctly interpreted these clear messages from the economy and acts.” A message from NeueNachricht. NeueNachricht is responsible for the content. Editorial NeueNachricht Gunnar Sohn Ettighoffer road 26a 53123 Bonn Tel: 0228 6204474 mobile: 0177 620 44 74 E-Mail: URL:

Succession Process At Kaltenbach Training In

Ralph Guttenberger is co-partner of the specialized technical sales training and consulting firm. Walter Kaltenbach, the owner of the technical sales specialist training and consultancy Kaltenbach training, Bobingen (in eels), has found a successor. January 1, 2013 will the experienced sales trainer, consultant and coach Ralph Guttenberger assume a major share of the established training company and enter another Managing Director in the company. Walter Kaltenbach remains for a transitional period of planned two years in the management of the enterprise and customers thus continue as a point of contact available. He is age pull out gradually from the management still as a consultant and trainer for the company are working.

Filtered out the successor Ralph Guttenberger in a multi-stage selection process was last a dozen hot candidates”. In this procedure, the Guttenberger, inter alia prove its ability to conduct a specialized technical sales training and consulting firm, had to, were also key customers of Kaltenbach training involved. “This occurred against the background that in the training and consulting business of Walter Kaltenbach loud a people business” is, it largely lives from the personal customer Adviser relationship. That is why a successful business transfer only works if customers also are convinced by the expertise and personality of the successor and after some time have the same confidence as the previous business owner for him”. “This Ralph Guttenberger according to Ulrich Molter, CEO of Albatros experience coaching, leads the formula one of business succession au am Rhein,” selection procedure conceived with Walter Kaltenbach and accompanied, with the optimal conditions “. Among others from the following reasons: The former Jet pilot in the air force and Commander of a squadron has as an engineer for aerospace the technical understanding and expertise to gain the acceptance of necessary technical vendors.

Also, due to his training at the St. Gallen business school, as well as his 21-year occupation in executive positions at various companies Guttenberger has much practical experience in the areas of human resources and corporate governance. Furthermore he looks back on 20 years of experience in building and managing sales teams in several (franchise) companies from the construction sector so he know what goes on in the sales and I can’t. The same applies to the training area, the Guttenberger, who was also instructor in the air force, since many years. In addition according to Kaltenbach, Guttenberger knows from experience, top seller do not fall from the sky. They develop instead, much like a good fighter, gradually through a systematic training and work on himself.” Guttenbergers personality is the same, which is why Walter Kaltenbach is certain, that he has found the ideal successor in it. Also the customers who were involved in the selection process this signaled him. For more information refer to those interested in Kaltenbach training, Bobingen (Tel.

Brandenburg Innovative

First direct conversion of UG in a GmbH In the land of Brandenburg the first 1 euro GmbH “took the direct conversion into a limited company. (UG limited liability) company companies introduced since 01.11.2008 provide small companies with little capital investment to set up a capital company. Especially small innovative companies should be creating, which can then build their liability capital in the course of their activity. The necessary capital of liability has been established, the company name is normally + UG (haftungsbeschrankt) UG without additional converts. Also a conversion into a limited company is then possible, was however never been applied very new legislation.

The company AURINOVO UG (haftungsbeschrankt) from the Brandenburg took on the 03.08.2010 as the first German company (limited liability) GmbH the direct step by the UG and is now successfully registered in the commercial register. Through the good and intensive cooperation of the notary public from Werder (Havel) with the District Court Potsdam, was this hurdle against expect easy and taken without delays. In AURINOVO GmbH, thus successful business promoting the industry and Chamber of Commerce (ICC) Potsdam, which has accompanied and the establishment of companies shows. “Wolfgang Zeuschner by the IHK Potsdam remembers still exactly the first meeting: since everything has just agreed.” The business plan was very well prepared thanks to the participation of the business plan competition and the functional prototype of the voice-controlled light switch has thrilled him. A detailed search pages the ILB and ZAB have also shown that such a product with this newly developed language remote switching technology is currently worldwide unique.

Continue to have noticed very positively that the production concept focuses almost entirely on manufacturer and supplier from Brandenburg. The mass production is already commissioned, and the pre-sale has begun. “Also was on the 02.11.2010 in the MDR in the series: simply brilliant” presents the invention and the product of the general public. Since January 2011, the voice-controlled light switches from the State of Brandenburg are sold nationwide. Meanwhile, a DC Assembly for the low-voltage field for integration into third-party products is added. This unit can switch LED and halogen lamps with voice command and also has a dimmer function. More innovative products to follow and thus in the future to create jobs in the region.